How To Find A Good Realtor In Toronto

FROM EAST TO WEST: TORONTO NEIGHBOURHOODS TO WATCH IN 2019

As an investor in Toronto real estate, the best way to make long-term gains is to track gentrification and recognize what’s trending before it’s hot. As 2018 nears its end, I thought I’d give you some insider insight into areas to watch in 2019.

The post FROM EAST TO WEST: TORONTO NEIGHBOURHOODS TO WATCH IN 2019 appeared first on Pierre Carapetian Group.

source https://pierrecarapetian.com/from-east-to-west-toronto-neighbourhoods-to-watch-in-2019/

MY LANDLORD IS SELLING THEIR CONDO — SHOULD I BUY IT?

What happens if your landlord is selling their condo at the same time you've been thinking about making the jump into home ownership? Should you buy their condo from them?

The post MY LANDLORD IS SELLING THEIR CONDO — SHOULD I BUY IT? appeared first on Pierre Carapetian Group.

source https://pierrecarapetian.com/my-landlord-is-selling-their-condo-should-i-buy-it/

5 NOTABLE ARCHITECTURE FIRMS TAKING OVER THE TORONTO CONDO SCENE

Today we're putting the spotlight on five Toronto architecture firms that are designing the condos many of us call home.

The post 5 NOTABLE ARCHITECTURE FIRMS TAKING OVER THE TORONTO CONDO SCENE appeared first on Pierre Carapetian Group.

source https://pierrecarapetian.com/5-notable-architecture-firms-taking-over-toronto-condo-scene/

TORONTO’S REAL ESTATE MARKET REPORT: OCTOBER

Sales rise 6%, prices climb 3.5% as TREB warns of continued demand and a lack of supply leading to a tightening of Toronto’s real estate market.

The post TORONTO’S REAL ESTATE MARKET REPORT: OCTOBER appeared first on Pierre Carapetian Group.

source https://pierrecarapetian.com/torontos-real-estate-market-report-october-2/

THE POET CONDOS: FIND YOUR HOME IN LESLIEVILLE

Coming to Toronto’s east end is a boutique condo that reflects the character of Leslieville. A delicate balance of old, new, and modern, The Poet Condominiums plans to be a place where you can live beautifully.

The post THE POET CONDOS: FIND YOUR HOME IN LESLIEVILLE appeared first on Pierre Carapetian Group.

source https://pierrecarapetian.com/the-poet-condos-find-your-home-in-leslieville/

BUYING A TORONTO CONDO ON A BUDGET

With rising condo prices, first-time buyers are faced with serious competition for a condo within their budget. Follow these key steps ahead of starting your condo search to know you'll be ready to offer with confidence.

The post BUYING A TORONTO CONDO ON A BUDGET appeared first on Pierre Carapetian Group.

source https://pierrecarapetian.com/buying-a-toronto-condo-on-a-budget/

TORONTO CONDOS: WHY 5% DOWN TODAY IS BETTER THAN 20% TOMORROW

In Toronto’s real estate market, saving for a down payment can be the most challenging part of the buying process. Buyers that can’t afford a 20% down payment are required to pay mortgage default insurance, also known as Canada Mortgage and Housing Corporation insurance or CMHC. If saving for the full 20% down payment [...]

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source https://pierrecarapetian.com/toronto-condos-why-5-down-today-is-better-than-20-tomorrow/

WHY $1000psf IS TORONTO’S NEW REAL ESTATE NORM

With the success of Toronto's condo market, there's a new reality of trading prices across the city. Read on to learn why $1,000 per square foot is Toronto's new real estate norm.

The post WHY $1000psf IS TORONTO’S NEW REAL ESTATE NORM appeared first on Pierre Carapetian Group.

source https://pierrecarapetian.com/why-1000psf-is-torontos-new-real-estate-norm/

6 LOW-MAINTENANCE PLANTS FOR YOUR CONDO

Incorporating plants into your condo’s design is more than just decorative, plants have many health benefits. Whether you’re a complete plant novice or live in a low-light Toronto condo, here are six low-maintenance houseplants.

The post 6 LOW-MAINTENANCE PLANTS FOR YOUR CONDO appeared first on Pierre Carapetian Group.

source https://pierrecarapetian.com/6-low-maintenance-plants-for-your-condo/

BJARKE INGELS’ BIG KING TORONTO CONDOS

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ANALYZING YOUR TORONTO REAL ESTATE PORTFOLIO: WHEN TO SELL

You want to keep growing your real estate portfolio: what's the best move to make? Do you sell or hold that asset? We break down the numbers to help you maximize your money.

The post ANALYZING YOUR TORONTO REAL ESTATE PORTFOLIO: WHEN TO SELL appeared first on Pierre Carapetian Group.

source https://pierrecarapetian.com/analyzing-your-toronto-real-estate-portfolio-when-to-sell/

GOOD THINGS COME IN FIVE: LINE 5 CONDOS

The bustling Yonge and Eglinton neighbourhood is soon to become a lot more accessible. In anticipation of the future Eglinton Crosstown LRT, Line 5 Condos is a master planned community slated to be move-in ready ahead of the Line 5 LRT opening in 2023. With a whose-who of premier developers, architects, and designers, here are [...]

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TORONTO’S REAL ESTATE MARKET REPORT: SEPTEMBER

Sales are up and listings are down year-over-year but this September we watched as sellers returned to the Toronto Real Estate market in herds… but that doesn’t mean Toronto has escaped its housing supply issues.

The post TORONTO’S REAL ESTATE MARKET REPORT: SEPTEMBER appeared first on Pierre Carapetian Group.

source https://pierrecarapetian.com/torontos-real-estate-market-report-september-2018/

PRE-CONSTRUCTION CONDOS: WHAT IS A WORKSHEET?

The competition for Toronto pre-construction condos is high and the process can feel quite rushed. To ensure you fully understand the process and the steps to purchase, let’s take a closer look at builder worksheets, or as we like to call them, suite request worksheets.

The post PRE-CONSTRUCTION CONDOS: WHAT IS A WORKSHEET? appeared first on Pierre Carapetian Group.

source https://pierrecarapetian.com/pre-construction-condos-what-is-a-worksheet/

Your Toronto Home: Renting vs. Buying

When you’re a kid, the big dilemma you face is whether to spend your allowance on candy or ice cream. When you’re a teen it becomes: do I go to university or take a year off and travel? Then when you hit adulthood it shifts to: do I continue to rent or do I buy? The renting versus buying question is what a lot of millennials are facing right now and if you happen to overhear them talking about it, you may hear them refer to the latter as “adulting.” Choosing to buy a home is a very adult move, especially in this day and age. And while I’m sure it was for our parents’ generation too, it just seems that it is a dream that has become that much harder for young adults today to actually attain — especially for those of us living in Toronto.

With Toronto having the highest rental prices in the country, this dilemma of renting versus buying is even more prevalent. It’s harder to ignore the fact that by renting you’re literally throwing away tens of thousands of dollars a year. So is it better to keep paying the outrageously high price to rent in Toronto or should you use those same funds towards your very own home or condo instead? The truth is, there’s no right or wrong answer — it really depends on the individual. The two biggest factors to consider are whether or not you are financially and emotionally ready to buy.

ARE YOU EMOTIONALLY READY TO BUY YOUR FIRST HOME?

One of the benefits to renting is the flexibility. By renting, you’re not locked in to one place for years to come. Maybe a job opportunity comes up in another province or another country. If you’re renting, that’s an easy fix.

If you picture yourself living in Toronto for the next five to ten years, I’d say that buying a property may be worth considering. Let’s be honest, even if you need to relocate for whatever reason you’re still able to rent out your property, earning you some extra income that can help pay down your mortgage.

But location isn’t everything. Being a homeowner has its challenges. Are you ready to take on the extra responsibilities of being a homeowner? Living the life of a renter has its perks. Overall, it is very hassle-free. Say, your fridge stops working. Guess what? While you may need to feast on everything that’s in there, you don’t have to spend a dime to replace it. You don’t have to worry about any maintenance or repairs. If something needs to be repaired — or worse yet — needs to be replaced, it has no impact on your budget or your mentality. It’s a very stress-free way of life.

However, if there are things you want to alter, update, or renovate — you’re sh*t out of luck. What you see is what you get. Even if your landlord did allow you to make any changes, at the end of the day it’s to the advantage of their property, not yours. It’s a bit of a trade-off: as a homeowner you’re faced with a whole new series of responsibilities, but — you also have full control of your property.

ARE YOU FINANCIALLY READY TO BUY YOUR FIRST HOME?

Financials are the biggest hurdle of all. The biggest factor for those who are still renting is that they simply can’t afford to buy. To buy a property in Toronto you need to be able to put at least 5% down, though 20% is ideal. If you put less than 20% down, you will need to pay mortgage insurance which, beyond a higher mortgage overall, will contribute to higher monthly carrying costs. But if you can afford the higher monthly costs that come with 5% down, you’re still able to start building equity for yourself right away. Use our Mortgage Calculator to see what your monthly costs could be.

With 20% down on a $500K condo, you’re looking at $100K in hard cash. (If that was a rude awakening, I’d start saving now.) There are ways to help get you that down payment.

Let’s hope Mom and Dad are feeling generous. Did you know they can actually gift you a down payment of as much or as little as they want and there are no tax implications? Similarly, you can use up to $25K of your RRSP savings (or twice that if you’re a couple) towards that down payment. For more on how to save, read our Step-by-Step Guide to Saving for a Down Payment

Alternatively to buying resale, buying a pre-construction condo is a great way to buy your first home. When you buy a pre-construction condo, you are able to purchase properties with a payment structure that is easier on your wallet. Rather than 20% up front, you’ll typically pay 15% over the first year with no more payments kicking in, not even your mortgage, until the building takes occupancy 3 to 4 years later. All the while, you’re earning equity as the property is being built. Our pre-construction strategy helps ensure you have access to properties that are carefully picked with great profit potential. Check out some of our client returns here.

Learn all about Investing in Pre-construction Toronto Condos in our free comprehensive guide 

To help cover some of the expenses involved with buying a home, there are some rebates in place to help first-time homebuyers. The first is a $750 First-time Home Buyers’ Tax Credit and the second is a Land Transfer Tax Rebate for First-time Home Buyers which, if eligible, can earn you a full or partial refund on your Land Transfer Tax.

THE COST OF RENTING VERSUS OWNING

Let’s say you can swing the down payment on that $500K property. How will your monthly expenses compare to renting? In addition to your monthly mortgage payment, you will need to pay condo fees, property taxes, property insurance, and utilities. Let’s compare expenses of owning versus renting a 650sqft one-bedroom condo in downtown Toronto.

Comparatively, a condo that costs you $2,065/month to rent will cost you $3,027/month to own. That’s just shy of $1,000 difference. There’s no denying that the carrying costs affiliated with owning your own property are much higher but that extra $1,000 is roughly the portion of your monthly expenses that’s paying your mortgage principal (see chart below). Think of it as a forced savings account. Or better yet, think of how much money you’ve spent in rent over the last 5 years? It adds up… and where does that money go? Into someone else’s home equity.

Let’s compare your living expenses on the upcoming years on this same property.

After 5 years of owning, you’ll have paid $181,616 towards your property and living expenses. After only 7 years of renting, you’ll have paid about the same, totalling out at $183,300 in living expenses. The only difference is that this money hasn’t built you any equity. It’s paying someone else’s mortgage.

Maybe you’re thinking, well that’s still a 2 year difference. Let’s assume the market goes up 5% each year (though that’s a modest growth rate given the market’s performance these past few years). The value of your property after 7 years will have gone from $500K to $675K. This means that you’ve not only gained $175K in equity but you’ve also paid off your mortgage to the tune of $99,762. So that 7 years has earned you $274,762 total equity.

The point here is to illustrate where the money goes when you compare the cost of renting versus buying. So if you’re planning on living in the same place for more than seven years, it may make more sense financially to buy rather than rent. Ultimately, it depends on your lifestyle, your goals, and whether or not you have the means to buy. If the flexibility and freedom of renting suits your needs right now, there’s no harm in that. Choosing to buy is a long term plan, but it’s also a great way to save for your future. So while you may not be ready to buy, I do encourage you to start saving. Toronto’s condo market is thriving and the longer you wait, the less your money is worth. You can read more on why The Best Day to Buy Real Estate is Yesterday on our blog.

Originally published at www.pierrecarapetian.com

EXPLORING TORONTO’S EIGHT DISTRICTS

Toronto is made up of nearly 140 neighbourhoods but there are also 8 districts, each acting like a stamp of the area’s history and character. Let’s explore Toronto’s districts and what makes them worth distinguishing.

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UNDERSTANDING MAINTENANCE FEES FOR TORONTO CONDOS AND TOWNHOUSES

Condo maintenance fees are the price you pay for a hassle-free, amenity-filled lifestyle. So what exactly do they cover and how much do they cost?

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source https://pierrecarapetian.com/understanding-maintenance-fees-for-toronto-condos-and-townhouses/

DOWNSIZING? CONSIDER THE ST. LAWRENCE MARKET

As more baby boomers begin looking for places to downsize, we're putting the spotlight on Toronto's St. Lawrence Market neighbourhood and why it may just be the perfect place to do so.

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source https://pierrecarapetian.com/downsizing-consider-the-st-lawrence-market/

HOW TO LAND YOUR NEXT TORONTO RENTAL

To help you beat out the competition in Toronto's rental market we’re offering insight into the dos and don’ts of applying for a Toronto rental property.

The post HOW TO LAND YOUR NEXT TORONTO RENTAL appeared first on Pierre Carapetian Group.

source https://pierrecarapetian.com/how-to-land-your-next-toronto-rental/

PHASES OF PRE-CONSTRUCTION CONDOS: FROM SALES TO OCCUPANCY

There are many phases that take place before a condo is ready for its residents. Let's delve into the phases of pre-construction condos from sales to occupancy.

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TORONTO’S REAL ESTATE MARKET REPORT: AUGUST

via Pierre Carapetian Group https://pierrecarapetian.com/torontos-real-estate-market-report-august-2/

TORONTO’S REAL ESTATE MARKET REPORT: AUGUST

Average sale prices are up 4.7% in August year-over-year inline with Toronto’s historical average growth rate marking a heathy stable market.

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source https://pierrecarapetian.com/torontos-real-estate-market-report-august-2/

FREQUENTLY ASKED QUESTIONS WHEN BUYING A TORONTO PRE-CONSTRUCTION CONDO

via Pierre Carapetian Group https://pierrecarapetian.com/frequently-asked-questions-when-buying-a-toronto-pre-construction-condo/

FREQUENTLY ASKED QUESTIONS WHEN BUYING A TORONTO PRE-CONSTRUCTION CONDO

The process of buying a Toronto pre-construction condo can be a bit confusing compared to a traditional resale purchase, but it doesn’t have to be. We’ve selected five frequently asked questions our clients have asked when buying their pre-construction condos.

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Last few days for Wonder Platinum Access

Testing

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HOW TO LIVE GREEN IN YOUR TORONTO HOME

Whether you’re renting or owning, we discuss the simple things you can do to reduce your energy consumption around your home and build a greener Canada.

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source https://pierrecarapetian.com/how-to-live-green-in-your-toronto-home/

FIVE SIGNS IT’S A GREAT TIME TO INVEST IN TORONTO’S CONDO MARKET

Toronto is on the fast-track for stardom and with its growing popularity, the housing market is in high demand. Here are five signs it's a great time to be investing in Toronto's condo market.

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source https://pierrecarapetian.com/five-signs-its-time-to-invest-in-torontos-condo-market/

WHY TORONTO HOMEOWNERS SHOULD CONSIDER INCREASING THEIR MORTGAGE PAYMENTS

First-time buyers and those looking to renew their mortgage are faced with Canada's stricter lending guidelines and higher interest rates. For those already locked in a mortgage, you may want to consider increasing your mortgage payments ahead of your mortgage renewal.

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BJARKE INGELS’ KING WEST DEVELOPMENT TO SET A NEW APPROACH TO RESIDENTIAL DESIGN

Danish architect, Bjarke Ingels, has big plans for Toronto's King West neighbourhood. Known for pushing the boundary with his urban designs, he may be just what Toronto needs to open the doors to a new age of condo design.

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source https://pierrecarapetian.com/bjarke-ingels-king-west-development-to-set-a-new-approach-to-residential-design/

TORONTO LANEWAY SUITES GET GREEN LIGHT

Toronto City Council has approved to amend zoning by-laws to allow for laneway suites. With nearly 300 kilometres of laneways throughout the city of Toronto and an increasing need for affordable housing, it seems we’re finally able to tap into this incredible housing solution that’s been in our backyards all along.

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source https://pierrecarapetian.com/toronto-laneway-suites-get-green-light/

HOW TORONTO’S GROWING TECH INDUSTRY IS AFFECTING THE COMMERCIAL REAL ESTATE MARKET

With the recent boom in the tech and e-commerce sectors, the demand for commercial real estate in Toronto is as hot as a new iPhone launch. Toronto’s future as a major tech hub is a reality, but what does this mean for the commercial real estate market?

The post HOW TORONTO’S GROWING TECH INDUSTRY IS AFFECTING THE COMMERCIAL REAL ESTATE MARKET appeared first on Pierre Carapetian Group.

source https://pierrecarapetian.com/torontos-tech-industry-affecting-commercial-real-estate-market/

TORONTO’S REAL ESTATE MARKET REPORT: JULY

Showing signs of continued strength in July the Toronto real estate market sales are up 18.6%, listings are down 1.8%, average home price is up 4.8% year-over-year. Check out your local neighbourhood stats.

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source https://pierrecarapetian.com/torontos-real-estate-market-report-july/

SELLING YOUR HOME: AGENT TACTICS THAT WILL COST YOU THOUSANDS

There's a lot to know when selling your home, but how do you know if your agent really has your best interests at heart? We uncover some of the real estate tactics your agent might be using that are actually losing you money.

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MAKING THE MOST OF YOUR CONDO BALCONY

If you're one of the fortunate few who have some outdoor space with your condo, are you using it to its full potential? We've got all the tips and ideas you need to make the most of your condo balcony.

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INVESTING IN TORONTO CONDOS: TURN YOUR HOME EQUITY INTO FINANCIAL STABILITY FOR YOUR KIDS

Learn how using your home equity to invest in the Toronto pre-construction condo market can help pay for your child’s tuition while also securing their financial future.

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SIX THINGS TORONTO HOME SELLERS WISH THEY KNEW

Every homeowner has experienced buying, but those who’ve also sold have a few things they want to share with you. Read on to ensure you’re not caught off-guard like they were when you list your Toronto home.

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THREE TIPS FOR SENIORS MAKING A MOVE

Are you preparing to make your move in the Toronto real estate market? Check out these tips to ensure you’re ready to go. A well planned hunt will help you stay focused and excited throughout the process.

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HOW CANADA’S STRESS TEST IS AFFECTING HOMEBUYERS AND HOMEOWNERS

It’s been just over six months since the Canadian government implemented their new mortgage qualification guidelines, otherwise known as the Stress Test. Under these new guidelines, which have themselves changed over the last six months, homebuyers must qualify for a mortgage at a rate of 5.34% or 2% higher than the negotiated rate (whichever [...]

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Top 3 Things to Consider When Looking at Townhomes for Sale Toronto Area

Choosing the perfect home for your family can be daunting, especially if you’re torn between buying a house or a townhome. The two may differ in cost, structure and privacy. So here are the top three things to consider when looking at townhomes for sale Toronto area. (https://pierrecarapetian.com/category/toronto-houses/)

• The Cost of Living
• Houses and Townhomes Structural Differences
• The Privacy Issue

Townhome communities usually have organizations or associations that govern the community to maintain peace and order. When looking into a townhome for sale, check if you will be able to abide with the restrictions dictated by this governing body. Some of these restrictions concern the size of your pets and their breed to ensure the community’s overall safety and peacefulness.

So if you enjoy being a part of a community, ask the residents in that community about their experience living in that area. Bear in mind though that housing arrangements differ from one place to another. They are unique, just like all people are. Happy hunting!

This is a re-share content. Original Source : http://www.toprealestatepoints.com/property-to-rent/top-3-things-to-consider-when-looking-at-townhomes-for-sale-toronto-area.html

3 Tips To Picking The Right Real Estate Agent Toronto Based

Regardless whether you’re planning on selling or buying real estate, it’s crucial that you find yourself the right real estate agent that will suit your needs. However, it can be a bit challenging looking beyond the advertising hype these agents market themselves on (eg. online ads, public bulletins, direct-mail postcards, etc.). So here are three ways you can size up your real estate agent Toronto based before diving in and paying them your hard-earned money.

• Scrutinize Their Credentials
• Conduct a Thorough Interview
• Stay Away From These Red Flags

Finally, make sure that you can get along well with the real estate agent Toronto (https://pierrecarapetian.com/) based fellow you are about to choose. Remember, no matter how efficient he is, or how remarkable his professional record, it’s pointless if the two of you can’t get along.

Follow these tips and you’re well on your way to having excellent and smooth-sailing real estate transactions. Goodluck!

This is a re-share content. Original Source : http://www.luxurypropertytrade.com/real-estate/3-tips-to-picking-the-right-real-estate-agent-toronto-based.html

5 Signs That Indicate It’s A Great Time To Invest In Condos Downtown Toronto

Toronto is the most progressive city in Canada. With a large population of approximately 7.7 million, its careful management and effective development do not make the city crowded at all. It is one of the world’s biggest multicultural and cosmopolitan cities. Toronto houses Canada’s stock market and central business districts making it the initial choice of residence for many young professionals, business owners, and students.

It’s a great time to invest in condos downtown Toronto (https://pierrecarapetian.com/actually-great-time-invest-toronto-condo-market/). With plenty of contractors competing against each other, the prices are low enough to afford but high in appraisal value. Here are five reasons to invest today.

• Property Appraisals Are Still Skyrocketing
• A Great Alternative to Toronto Houses
• Toronto homeowners sell their houses because:
• The media’s experts believe the market is failing
• They find the house upkeep too expensive
• Homeowners want to take advantage of the market prices.
• Great Resale Value All The Time
• Low Vacancy Rates
• Continuous City Development

Conclusion

The capital city of Canada is the heart of the entire country. With developments in infrastructure, economy, and education happening consistently in line with the local government’s programmes, Toronto is a city that would only see economic growth in the coming years. Investing in its real estate market gives you a guarantee that your properties will continue only to grow for decades.

This is a re-share content. Original Source : http://etemo.com/r/5-signs-that-indicate-its-a-great-time-to-invest-in-condos-downtown-toronto/

7 DESIGN HACKS FOR YOUR STUDIO CONDO

Living in a studio condo may be small but it doesn’t mean you need to sacrifice style for space. Living in a small space challenges your creativity and forces you to live efficiently. So how do you make the most of your limited layout? We’ve got 7 design hacks and 14 ways to use [...]

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WHAT’S THE DEAL WITH STATUS CERTIFICATES?

A status certificate is like a home inspection for your condo and provides an in-depth review of your future home’s general health, from policies to financial statements. Here’s why this condition is so important…

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TORONTOS REAL ESTATE MARKET REPORT: JUNE

Even amongst low inventory the Toronto real estate market rebounds and it’s the biggest monthly gain since 2004. Find out what neighbourhoods are driving these increases…

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source https://pierrecarapetian.com/torontos-real-estate-market-report-june/

EVERGREEN BRICK WORKS STILL PLANNING FOR A DON VALLEY CABLE CAR

Tucked away in a valley between Rosedale and the DVP is a beautiful industrial quarry-turned-nature retreat, Evergreen Brick Works, a truly unique public space with a focus on urban environmentalism. This award winning not-for-profit has been in operation since 2010 and has even been named one of National Geographic’s Top 10 Geotourism Destinations in [...]

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source https://pierrecarapetian.com/evergreen-brick-works-still-planning-for-a-don-valley-cable-car/

THE FIRST FIVE THINGS TO DO AFTER MOVING TO TORONTO

Moving to a new city can be both intimidating and exciting. When you’ve made the choice to relocate to a glorious city like Toronto, you’re one of nearly 3 million others. So, where do you begin? There are many reasons why so many people choose to call Toronto home and now that you’ve joined the [...]

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source https://pierrecarapetian.com/the-first-five-things-to-do-after-moving-to-toronto/

STAGING YOUR TORONTO CONDO TO SELL

Take all of the right steps to ensure you sell your property quickly and for the best price. With so many similar condos, proper staging is a sure-fire way to elevate your condo’s appeal and have your listing stand out.

The post STAGING YOUR TORONTO CONDO TO SELL appeared first on Pierre Carapetian Group.

source https://pierrecarapetian.com/staging-your-toronto-condo-to-sell/